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SINGLE FAMILY

JUMBO AND NON QM LOANS

BEST SUITED FOR:

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  • Self-employed borrowers needing to qualify bank statements

  • Borrowers with credit events, but have excellent credit history since the event.

  • Foreign Nationals looking for competitive rates

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LOAN FEATURES:

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  • Loan amounts: $400K to $3MM

  • Min. 620 FICO

  • Foreclosure/bankruptcy/short-sale/loan modification with one-year seasoning

  • 5/1, 7/1 ARM A 30 YR FIXED with interest-only options

  • Non-warrantable condos

  • Gift funds permitted for investment

  • Maximum LTV up to 80%

  • Debt-to-income ratio up to 50%, subject to residual income

  • Full-doc and asset depletion qualifications

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